Privacy Policy.

Cornerstone First Mortgage Privacy Policy.

The complete Privacy Policy governing how Cornerstone First Mortgage, LLC collects, uses, stores, and shares borrower and consumer information is published on Cornerstone's corporate site. That policy applies in full to any information you submit through idloanexperts.com — including contact forms, loan inquiries, application starts, and SMS opt-ins.

Read Cornerstone's full Privacy Policy: cfmtg.com/legal/.

Information collected through this site.

idloanexperts.com may collect information you voluntarily provide through contact forms, lead-card forms, and direct communication. Typical fields include name, phone number, email address, and details about your home-buying or refinancing scenario. This information is transmitted to Mike Certo at Cornerstone First Mortgage so we can respond to your inquiry.

The site also uses Google Tag Manager and Google Analytics to measure aggregate traffic patterns. These tools may set cookies on your browser. Analytics data is used to improve the site and is not used to identify individual visitors.

How information is used.

Information you submit is used to respond to your loan inquiry, provide rate quotes or program information, follow up on a pre-approval, and (with your consent) send marketing communications related to mortgage products and services offered by Cornerstone First Mortgage, LLC.

Cornerstone does not sell consumer information. Information sharing with third parties is limited to what is required to originate, underwrite, fund, and service your loan, or as required by law. See Cornerstone's full Privacy Policy for the complete disclosure.

SMS and call communications.

If you provide a phone number on a form on this site, you consent to receive informational and marketing text messages and calls from Cornerstone First Mortgage, LLC. Consent is not a condition of obtaining a loan. Message and data rates may apply. Reply STOP to unsubscribe at any time, or reply HELP for assistance. Full SMS terms are in Cornerstone's Privacy Policy.

Your choices.

You may opt out of marketing communications at any time by replying STOP to a text message, clicking the unsubscribe link in an email, or contacting Mike Certo directly. To request access to or deletion of personal information held by Cornerstone First Mortgage, contact corporate compliance via the channels listed in Cornerstone's full Privacy Policy.

Contact.

Questions about this Privacy Policy or about how your information is handled:

• Mike Certo, Branch Manager — NMLS #260555
• (480) 296-6513
• mcerto@cfmtg.com
• Cornerstone First Mortgage Corporate: (866) 815-1803

Last updated: 2026-05-08.